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Why is SYSTEM the owner of my user-profile folder?

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Windows security is quite perplexing to an old Unix-hand like me, so I got to ask:

Why is SYSTEM the owner of my home folder, the %UserProfile% folder?

Shouldn't I be the owner and maybe I should graciously allow other users, like backup-accounts to have read-only access to my files and folders?

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Hi!
When files (or folders) are created, the person who created the file (or first copied it to the drive) is the owner of the file or folder. If your user account has all needed permissions there is no problem in it.

Thank you,